Payment Policy

Thank you for choosing ShopandTop! Our priority is to provide you with a secure and straightforward checkout experience. Please read our payment policy below to understand our accepted methods and procedures.

1. Accepted Payment Methods

We currently accept the following payment methods:

  • Credit and Debit Cards: Visa, MasterCard, American Express, and Discover.
  • Digital Wallets: PayPal, Apple Pay, and Google Pay.
  • Other Options: Additional payment methods may be available depending on your location. These will be displayed at checkout if applicable.

2. Secure Payment Processing

Your privacy and security are very important to us. All transactions are processed using encrypted, secure connections to protect your data. We partner with trusted payment gateways and follow industry standards to maintain the confidentiality of your payment information.

3. Billing Information Accuracy

Please ensure that your billing information matches what’s on file with your bank or credit card provider. Inaccurate information may delay order processing. If we encounter an issue, our customer support team will contact you for clarification.

4. Currency and Conversion Fees

All prices and transactions are processed in USD unless otherwise indicated. If you are shopping from outside the United States, your payment provider may apply additional charges or currency conversion fees.

5. Refunds and Disputes

  • Refunds: If you are eligible for a refund, it will be processed to the original payment method within 5-10 business days after approval. Please refer to our Return Policy for more details.
  • Dispute Resolution: For any payment disputes, please contact us directly at shopandtop@outlook.com. We will do our best to resolve issues amicably before any chargeback action is taken.

6. Payment Issues

If your payment is declined, double-check your card details, expiration date, and available funds. Contact our support team if you need additional assistance.